Do you want to have more money every month? It’s not difficult at all. You don’t have to get another job or take a loan. Just begin spending less money, cut your expenses where possible and you’ll be able to save more every month. So here are the top 10 easy ways to decrease expenses.
1. Buy items that can be reused. For example paper towels. No one disputes that paper towels is a comfortable way of managing your kitchen but try to count how much you spend on them every month/year. You can think of lots of other things you can reuse: handkerchiefs, pens, paper and newspapers.
2. Take better care of your clothes. For how long do you wear jeans, pullovers and T-shirts? 3 months, half a year, a year? If you are careful with your clothes you won’t need to buy a new pair of jeans or boots every season. Before washing sort your clothes according to color and material type. Use delicate wash programs or hand wash. Line dry is safer for most materials. This technique applies to all the things you possess: devices, furniture, tableware. Just be careful with your things and they will serve you for a longer time releasing you from necessity to apply for really fast loans at this site.
3. Don’t throw away food. Are you in the habit of forgetting what’s in your refrigerator? If you remember you have bread and milk in the fridge only after they begin to smell badly then you are buying more food than you actually need. Consider buying less food.
4. Arrange a saving program. Arrange with your bank to save a little sum every month for your retirement time or saving account.
5. Spend less on water heating. Adjust your water-heating thermostat to 120 degrees. That is absolutely enough for comfortable life and you will save up to $400 within a year.
6. Use expedient means where possible. Mustard powder is good for washing dishes and vinegar can be used to clean your bathroom and fridge. Lemon eliminates bad smells and soda yeast-powder removes greasy stains. All of these means are 100% non-toxic and cost much less than traditional cleaning powders.
7. Buy multifunctional objects. For example, you can buy a wardrobe-transformer that can be a bed and a table. Or you can buy a frying pan that will help you cook fried chicken, cake or pizza. Great investment and no extra spending on cafes and restaurants.
8. Use bulk deals and share with someone. The more you buy the less you have to pay. Most supermarkets offer quite good deals on bulk offers. You could arrange a shopping visit to the nearest supermarket with a friend and share the products you buy. At the same time you could share expenses on transportation that would allow saving a little more on petrol.
9. Stop buying organic food. Consider buying generic food products instead of expensive organic ones. You could get the same taste of the food 40% less at the local supermarket.
10. Unplug devices. You will decrease your electricity bills if you unplug laptops, cell-phones, tablets, mobile chargers when you don’t use them.
These tips seem to save you little money but great savings come from small purchases. Developing money saving behavior will teach you managing your finance effectively.